有關貸款額，利率及還款期，會因應客戶之個人財政及信貸狀況或其他情況而釐定，本公司保留最終權利審批貸款條款或拒絕貸款申請。本公司保留隨時修改或取消任何條款及細則之權利，而無須預先通知。如有任何爭議，本公司保留最終決定權。

The loan amount, interest rate and loan tenor are subject to clients' personal financial, credit status and other conditions. The Company has the right of final decision on the terms of the loan or disapproval of the loan application. The Company reserves the right to amend or cancel any terms and conditions, at any time, without any prior notice. In case of any dispute, the Company reserves the right of final decision.